Analyzing the result of the authorization request
The result of the authorization is specified in the vads_auth_result field.
Below are the values that can be returned during a CB payment:
| Value | Description | Value | Description |
|---|---|---|---|
| 00 | Approved or successfully processed transaction | 54 | Expired card |
| 02 | Contact the card issuer | 55 | Incorrect secret code |
| 03 | Invalid acceptor | 56 | Card absent from the file |
| 04 | Keep the card | 57 | Transaction not allowed for this cardholder |
| 05 | Do not honor | 58 | Transaction not allowed for this cardholder |
| 07 | Keep the card, special conditions | 59 | Suspected fraud |
| 08 | Confirm after identification | 60 | The acceptor of the card must contact the acquirer |
| 12 | Incorrect Transaction Code | 61 | Withdrawal limit exceeded |
| 13 | Invalid amount | 63 | Security rules unfulfilled |
| 14 | Invalid cardholder number | 65 | Exceeded number of withdrawals |
| 15 | Unknown issuer | 68 | Response not received or received too late |
| 17 | Canceled by the buyer | 75 | Number of attempts for entering the secret code has been exceeded |
| 19 | Retry later | 76 | The cardholder is already blocked, the previous record has been saved |
| 20 | Incorrect response (error on the domain server) | 78 | Transaction blocked, first transaction on card not properly unblocked |
| 24 | Unsupported file update | 80 | Contactless payment is not accepted by the issuer |
| 25 | Unable to locate the registered elements in the file | 81 | Unsecured payment is not accepted by the issuer |
| 26 | Duplicate registration, the previous record has been replaced | 82 | CVV, dCVV, iCVV incorrect |
| 27 | File update edit error | 83 | Revocation of all recurring payments for the card |
| 28 | Denied access to file | 84 | R1 - Revocation of recurring payment for the card of a specific Merchant or for the MCC and the card |
| 29 | Unable to update | 86 | 6P - Failure of the issuer to verify the data |
| 30 | Format error | 88 | A4 - Misuse of the TRA exemption |
| 31 | Unknown acquirer company ID | 90 | Temporary shutdown |
| 33 | Expired card | 91 | Unable to reach the card issuer |
| 34 | Suspected fraud | 94 | Duplicate transaction |
| 38 | Expired card | 96 | System malfunction |
| 41 | Lost card | 97 | Overall monitoring timeout |
| 43 | Stolen card | 98 | Server not available, new network route requested |
| 46 | Customer account closed | 99 | Initiator domain incident |
| 51 | Insufficient balance or exceeded credit limit |
| Value | Description |
|---|---|
| 03 | Invalid acceptor This code is sent by the card issuer. It refers to a configuration problem on authorization servers. (E.g. closed contract, incorrect MCC declared, etc.). To find out the specific reason of the rejection, the buyer must contact his or her bank. |
| 05 | Do not honor This code is sent by the card issuer. This code is used in the following cases:
|
| 51 | Insufficient balance or exceeded credit limit This code is sent by the card issuer. This code appears if the funds on the buyer’s account are insufficient for making the purchase. To find out the specific reason of the rejection, the buyer must contact his or her bank. |
| 54 | Expiry date exceeded This code is sent by the card issuer. Some issuers return this code when the card is canceled before the expiry date, either by the cardholder or by the bank. There is no specific code for indicating that the card has been canceled. |
| 56 | Card absent from the file This code is sent by the card issuer. The entered card number is incorrect or the card number + expiration date combination does not exist. |
| 57 | Transaction not allowed for this cardholder This code is sent by the card issuer. This code is used in the following cases:
|
| 59 | Suspected fraud This code is sent by the card issuer. This code appears when an incorrect CVV code or expiration date has been entered several times. To find out the specific reason of the rejection, the buyer must contact his or her bank. |
| 60 | The acceptor of the card must contact the acquirer This code is sent by the card issuer. It refers to a configuration problem on authorization servers. It is used when the merchant ID does not correspond to the used sales channel (e.g.: an e-commerce transaction with a distant sale contract with manual entry of contract data). Contact the customer service to resolve the problem. |
| 81 | Unsecured payment is not accepted by the issuer This code is sent by the card issuer. After receiving this code, the payment gateway automatically makes a new payment attempt with 3D Secure authentication, when possible. |