3DS2 - Authentification challenge en timeout
Pour tester ce scénario, utilisez un des numéros de carte ci-dessous :
| Carte | Date de validité | Marque |
|---|---|---|
| 4970110000000021 | Au choix | VISA |
| 5100010000000049 | Au choix | MASTERCARD |
| 375900000000016 | Au choix | AMEX |
Au moment de la saisie du code d'authentification, ne rien saisir et attendre 10 minutes que la session de paiement expire.
Cinématique des échanges
- Appel initial au service PCI/Charge/CreateToken avec une carte enrôlée 3DS2.
{ "currency": "EUR", "paymentForms": [ { "paymentMethodType": "CARD", "pan": "4970110000000021", "expiryMonth": "11", "expiryYear": "27", "securityCode": "123" } ], "device": { "acceptHeader":"text/html,application/xhtml+xml,application/xml;q=0.9,image/avif,image/webp,image/apng,*/*;q=0.8,application/signed-exchange;v=b3;q=0.9", "colorDepth":"24", "deviceType":"BROWSER", "ip":"69.89.31.226", "javaEnabled":false, "language":"fr-FR", "screenHeight":"720", "screenWidth":"1280", "timeZoneOffset":"-60", "userAgent":"Mozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/96.0.4664.45 Safari/537.36" }, "customer": { "email": "sample@example.com", "reference":"myCustomerRef-123456" } } - Retour avec une instruction CHALLENGE de redirection vers l’ACS avec un Creq (iFrame visible).
{ "webService":"PCI/Charge/CreateToken", "version":"V4", "applicationVersion":"5.30.0", "serverDate":"2021-12-10T10:28:26+00:00", "ticket":"4946c106a833413daf41e485245e69d4", "applicationProvider":"", "metadata":null, "status":"SUCCESS", "mode":"TEST", "serverUrl":"https://api-sogecommerce.societegenerale.eu", "_type":"V4/WebService/Response", "answer":{ "id":"e0fa068f-ac95-47dd-a4b7-6799e5268771", "operationSessionId":"81655958183e4e9e955115197599870f", "protocol":{ "name":"THREEDS", "version":"2.1.0", "network":"VISA", "challengePreference":"CHALLENGE_MANDATED", "simulation":true, "_type":"V4/Charge/Authenticate/Protocol" }, "value":{ "instructionType":"FORM", "name":"CHALLENGE", "timeout":600, "target":{ "element":"IFRAME", "visible":true, "width":500, "height":600, "_type":"V4/Charge/Authenticate/InstructionTarget", "showUrl":true, "fullscreen":false }, "http":{ "method":"POST", "url":"https://acs-test.com/acs/v2/creq", "body":{ "creq":"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", "threeDSSessionData":"H4sIAAAAAAAAAC2Px5KrMBBFv8hTMgiHpYgWILII2rgYcEAYzDiQvv7hel7c6urb3XVunyaTs9QEecK6TNABC_EG32SZrp0zCeHsTHBIQZfGCn7iNpAKZZnX377Rn2z67JsR4VTALfg5TeaQpc7sC-M1T0DlVuY2VcxHutwtmgOdTEt9Lt788cqDuWbhWOBWLjDvClw72KcjCah0COK941NJ8-NAD_ShsheVi9zbULFIbrIICa6RvbKESE4IgCMEtZ1oIOPFy-GF5CZ0TXgGnbkYv8z3_xxmEsaO_PWEb7bJ5tqbfDnsyyGquWQDla2YXSGSzz--HzsRrpad9Dpgfh8dTiQSkZmoSDj7P36-914nF3qw__VO-6PLtkNy9aNV58kHIGarxut_27ei0vouGCgda217YXdJF1dDjG4h1Uw37VFD467aUXJ3iWyvrof-xLgoTW7CuSQKalg1SlE95PyZ0eQxWjzv3B3G_SSqhcV_I7FpAD_PRQOtNRUv0qXYO9NG2GyVNbBsuisf7R-J5qN1HGLKRheOGaHZ-vCCeNobbRlL6LxpFY3dRQPOAhsvqLmgoxXeLf0JxmBh2mfLgBbsgjofmGGNtQJLQdx4_aQ-R_B360E4C8Ay0MtaZdd6QHEMiGaSdmNsz_BVouCRSKjy4jpXdraEDNfeA9S958OuU3PrUbndrhxwRE8r2_8HlrIrgakCAAA" }, "_type":"V4/Charge/Authenticate/HttpRequest" }, "_type":"V4/Charge/Authenticate/AuthenticationInstruction" }, "_type":"V4/AuthenticationResponseData" } } - Redirection vers l’ACS dans l’iFrame, authentification du porteur.
Les caractéristiques de l'iFrame sont données dans l'objet
answer.value.target.Le formulaire à afficher dans l'iFrame est décrit dans l'objet
answer.value.http. - Retour via le navigateur avec un résultat d’instruction TIMEOUT.
{ "eventName":"LYRA_AUTH_INSTRUCTION_RESULT", "value":{ "name":"CHALLENGE", "value":"TIMEOUT", "protocol":{ "name":"THREEDS", "version":"2.1.0", "network":"VISA", "challengePreference":"NO_PREFERENCE", "simulation":true } } } - Nouvel appel au service PCI/Charge/CreateToken en transmettant ce résultat et l'identifiant de session (operationSessionId).
{ "operationSessionId": "81655958183e4e9e955115197599870f", "instructionResult": { "name" : "CHALLENGE", "protocol" : { "name" : "THREEDS", "network": "VISA", "version" : "2.1.0", "challengePreference": "NO_PREFERENCE", "simulation": 1 }, "value": "TIMEOUT" } } - Retour du serveur de la plateforme de paiement avec le résultat final.
{ "webService":"PCI/Charge/CreateToken", "version":"V4", "applicationVersion":"5.30.0", "status":"SUCCESS", "answer":{ "shopId":"12345678", "orderCycle":"CLOSED", "orderStatus":"UNPAID", "serverDate":"2021-12-10T10:38:39+00:00", "orderDetails":{ "orderTotalAmount":0, "orderEffectiveAmount":0, "orderCurrency":"EUR", "mode":"TEST", "orderId":null, "metadata":null, "_type":"V4/OrderDetails" }, "customer":{ "billingDetails":{ "address":null, "category":null, "cellPhoneNumber":null, "city":null, "country":null, "district":null, "firstName":null, "identityCode":null, "language":"FR", "lastName":null, "phoneNumber":null, "state":null, "streetNumber":null, "title":null, "zipCode":null, "legalName":null, "_type":"V4/Customer/BillingDetails" }, "email":"sample@example.com", "reference":"myCustomerRef-123456", "shippingDetails":{ "address":null, "address2":null, "category":null, "city":null, "country":null, "deliveryCompanyName":null, "district":null, "firstName":null, "identityCode":null, "lastName":null, "legalName":null, "phoneNumber":null, "shippingMethod":null, "shippingSpeed":null, "state":null, "streetNumber":null, "zipCode":null, "_type":"V4/Customer/ShippingDetails" }, "extraDetails":{ "browserAccept":null, "fingerPrintId":null, "ipAddress":"185.244.73.2", "browserUserAgent":"Mozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/96.0.4664.93 Safari/537.36", "_type":"V4/Customer/ExtraDetails" }, "shoppingCart":{ "insuranceAmount":null, "shippingAmount":null, "taxAmount":null, "cartItemInfo":null, "_type":"V4/Customer/ShoppingCart" }, "_type":"V4/Customer/Customer" }, "transactions":[ { "shopId":"12345678", "uuid":"5ec224e752e244c2b943b43de9e63f3f", "amount":0, "currency":"EUR", "paymentMethodType":"CARD", "paymentMethodToken":null, "status":"UNPAID", "detailedStatus":"REFUSED", "operationType":"VERIFICATION", "effectiveStrongAuthentication":"DISABLED", "creationDate":"2021-12-10T10:38:36+00:00", "errorCode":"PSP_539", "errorMessage":"3D Secure refusal for the transaction", "detailedErrorCode":"39", "detailedErrorMessage":"3D Secure refusal for the transaction.", "metadata":null, "transactionDetails":{ "liabilityShift":null, "effectiveAmount":0, "effectiveCurrency":"EUR", "creationContext":"VERIFICATION", "cardDetails":{ "paymentSource":"EC", "manualValidation":"NO", "expectedCaptureDate":null, "effectiveBrand":"VISA", "pan":"497011XXXXXX0021", "expiryMonth":11, "expiryYear":2027, "country":"FR", "issuerCode":17807, "issuerName":"Banque Populaire Occitane", "effectiveProductCode":null, "legacyTransId":"926164", "legacyTransDate":"2021-12-10T10:38:36+00:00", "paymentMethodSource":"TOKEN", "authorizationResponse":{ "amount":null, "currency":null, "authorizationDate":null, "authorizationNumber":null, "authorizationResult":null, "authorizationMode":"FULL", "_type":"V4/PaymentMethod/Details/Cards/CardAuthorizationResponse" }, "captureResponse":{ "refundAmount":null, "refundCurrency":null, "captureDate":null, "captureFileNumber":null, "effectiveRefundAmount":null, "effectiveRefundCurrency":null, "_type":"V4/PaymentMethod/Details/Cards/CardCaptureResponse" }, "threeDSResponse":{ "authenticationResultData":{ "transactionCondition":null, "enrolled":null, "status":null, "eci":null, "xid":null, "cavvAlgorithm":null, "cavv":null, "signValid":null, "brand":null, "_type":"V4/PaymentMethod/Details/Cards/CardAuthenticationResponse" }, "_type":"V4/PaymentMethod/Details/Cards/ThreeDSResponse" }, "authenticationResponse":{ "id":"e0fa068f-ac95-47dd-a4b7-6799e5268771", "operationSessionId":"81655958183e4e9e955115197599870f", "protocol":{ "name":"THREEDS", "version":"2.1.0", "network":"VISA", "challengePreference":"CHALLENGE_MANDATED", "simulation":true, "_type":"V4/Charge/Authenticate/Protocol" }, "value":{ "authenticationType":"CHALLENGE", "status":"FAILED", "extension":{ "authenticationType":"THREEDS_V2", "_type":"V4/Charge/Authenticate/AuthenticationResultExtensionThreedsV2" }, "reason":{ "code":"AUTHENTICATION_ERROR", "message":"Challenge timeout", "_type":"V4/Charge/Authenticate/AuthenticationResultReason" }, "_type":"V4/Charge/Authenticate/AuthenticationResult" }, "_type":"V4/AuthenticationResponseData" }, "installmentNumber":null, "installmentCode":null, "markAuthorizationResponse":{ "amount":null, "currency":null, "authorizationDate":null, "authorizationNumber":null, "authorizationResult":null, "_type":"V4/PaymentMethod/Details/Cards/MarkAuthorizationResponse" }, "cardHolderName":null, "identityDocumentNumber":null, "identityDocumentType":null, "_type":"V4/PaymentMethod/Details/CardDetails" }, "fraudManagement":{ "riskControl":[], "riskAnalysis":[], "_type":"V4/PaymentMethod/Details/FraudManagement" }, "subscriptionDetails":{ "subscriptionId":null, "_type":"V4/PaymentMethod/Details/SubscriptionDetails" }, "parentTransactionUuid":null, "mid":"9999999", "sequenceNumber":1, "taxAmount":null, "preTaxAmount":null, "taxRate":null, "externalTransactionId":null, "nsu":null, "tid":"001", "acquirerNetwork":"CB", "taxRefundAmount":null, "userInfo":"API REST", "paymentMethodTokenPreviouslyRegistered":null, "occurrenceType":"RECURRENT_INITIAL", "_type":"V4/TransactionDetails" }, "_type":"V4/PaymentTransaction" } ], "subMerchantDetails":null, "_type":"V4/Payment" }, "ticket":"99d99167e0f64a06bf9fa24cd7540ad8", "serverDate":"2021-12-10T10:38:39+00:00", "applicationProvider":"", "metadata":null, "mode":"TEST", "serverUrl":"https://api-sogecommerce.societegenerale.eu", "_type":"V4/WebService/Response" }