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Managing the 3DS preference in the payment orders

Under PSD2, the merchant can express their choice regarding cardholder authentication.

For more information, see: Expressing a choice or disabling authentication.

The payment order creation page displays a configuration section: “3D Secure preference for card payment”.

To access it, your shop must have at least one of the “Frictionless 3DS2” features.

This section is reduced by default. By expanding it, you can change your 3D Secure preference.

 

It is recommended to edit the default value with caution.

An incorrect preference may result in loss of liability shift to the issuer in the event of a chargeback.

By default, the choice of the preference is transferred to the card issuer (No Preference).

The different suggested combinations depend on the shop options. For example, authentication without buyer interaction (Frictionless) is only available if the shop has the “Frictionless 3DS2” option.

For each preference, help is available via the “?” symbol.

 Under PSD2, strong authentication is required when registering a card. Thus, if you have requested the registration of the payment method, you will not be able to change the 3D Secure preference.
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