Low value transaction

In Europe, you can request an exemption from strong authentication, for transactions of less than €30, and within the limit of either 5 successive operations or a cumulative amount of less than €100. If the amount exceeds €30, the value transmitted by the merchant is ignored and the choice of preference is delegated to the card issuer (No Preference).

For payments made in a currency other than euro, a request for frictionless is transmitted to the issuer.

If the frictionless request is accepted, the transaction does not benefit from liability shift dispute by the cardholder..

If the store does not have the “Frictionless 3DS2” option, the choice of the preference is transferred to the card issuer (No Preference).